Underwriting Matrix Active — Multi-State PPO Coverage for Travel Healthcare Professionals
Private Market PPO Options for Travel Nurses

Work for Yourself.
Get Health Coverage That Works for You.

Tired of losing health coverage between 13-week travel nurse assignments? Secure private PPO health plans with nationwide doctor networks, low deductibles, and 100% tax deductibility under IRS Schedule 1.

Up to 47%
Lower vs ACA State Exchange
50 States
Portable Assignment PPO
100%
Form 1040 Tax Deductible
MultiPlan & First Health Nationwide Networks — Keep your physicians everywhere
Zero assignment gap — coverage stays active whether you're working, resting, or moving states
$0 Telemedicine copays & prescription drug coverage included

Travel Nurse Protection

Tailored for 1099, Agency & Contract RNs

Contract Gap RiskCobra / Agency Loss
Private PPO Solution365-Day Continuous
Doctor ChoiceAny Hospital System
Scroll Down To Run Your Quote

Instant underwritten rates calculated in seconds across 50 states.

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Travel Nurse PPO Rate Calculator

Self-Employed Private PPO Rate Estimator

Calculated directly using verified underwriting rate matrices for travel nurses & independent healthcare professionals.

1First Adult (Primary Insured)
2Include Second Adult / Spouse?
0 Dependents
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Travel Nurse Tax Optimization

100% Tax-Deductible Health Insurance Calculator

Under IRS Schedule 1 (Form 1040, Line 17), self-employed 1099 travel nurses & healthcare contractors can deduct 100% of health insurance premiums from gross income.

Estimated Net Self-Employed Income$125,000
Estimated Monthly Premium$480/mo
Gross Annual Premium
$5,760
Est. Annual Federal Tax Savings
$1,382

Direct Line 17 deduction reduces taxable income

Effective Monthly Premium After Tax Break
$365/mo
Note: IRS Schedule 1 (Form 1040, Line 17) permits self-employed individuals to deduct 100% of qualified health premiums. Always consult a CPA or licensed tax advisor.
Key Considerations

Why Travel Healthcare Professionals Choose Private Market PPO

Agency-provided health insurance locks you into temporary coverage that drops the day your assignment ends. Private PPOs belong to YOU.

365-Day Assignment Continuity

Take weeks off between contracts or switch agencies without re-qualifying, losing your deductible credit, or paying exorbitant COBRA rates.

Multi-State PPO Doctor Freedom

Unlike restrictive HMOs, private MultiPlan & First Health networks grant nationwide access to specialists, urgent care centers, and major health systems.

100% Tax Deductible (Line 17)

Self-employed travel nurses deduct 100% of health insurance premiums directly on IRS Form 1040 Schedule 1, lowering your annual tax burden.

Simple & Transparent

How Your Underwritten Nurse Quote Works

1

Select Household & State

Input your age, gender, and state of residence above.

2

Review Gold PPO Rates

Compare $1k, $2.5k, and $5k deductible options instantly.

3

Verify Network Physicians

Check primary care doctors and assignment hospital systems.

4

Lock Rate With Agent

Connect with a dedicated travel nurse advisor with zero obligation.

Dedicated Nurse Healthcare Advisors

Human Guidance Matters — Speak With a Licensed Travel Nurse Specialist

Navigating multi-state licenses, compact state health rules, and 1099 tax deductions can be tricky. Our licensed advisors specialize exclusively in health insurance for travel healthcare workers.